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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,829 | $209,336-67.1% | $197,124-65.1% | $137,256-49.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.17% | 48.09%-27.9pp | 44.34%-24.2pp | 220.34%-200.2pp |
| Employer contribution / active EE | $2,550 | $6,591-61.3% | $6,227-59.1% | $4,156-38.6% |
| Participant deferral / active EE | $4,103 | $9,614-57.3% | $9,135-55.1% | $6,407-36.0% |
| Admin fee / account holder | $454 | $17,308-97.4% | $16,298-97.2% | $12,270-96.3% |