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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,187 | $183,539-72.1% | $155,556-67.1% | $145,897-64.9% |
| Participation rate | 52.6% | 82.7%-30.1pp | 78.2%-25.6pp | 80.3%-27.7pp |
| Annual return | 12.75% | 61.31%-48.6pp | 64.84%-52.1pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,605 | $5,315-69.8% | $4,675-65.7% | $4,663-65.6% |
| Participant deferral / active EE | $3,620 | $6,467-44.0% | $5,631-35.7% | $6,689-45.9% |
| Admin fee / account holder | $3,773 | $19,275-80.4% | $15,885-76.2% | $13,390-71.8% |