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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,725 | $58,627-49.3% | $76,735-61.3% | $82,448-63.9% |
| Participation rate | 46.9% | 63.2%-16.3pp | 69.5%-22.6pp | 68.1%-21.2pp |
| Annual return | 14.56% | 39.10%-24.5pp | 29.77%-15.2pp | 41.64%-27.1pp |
| Employer contribution / active EE | $1,034 | $1,729-40.2% | $2,454-57.9% | $2,551-59.5% |
| Participant deferral / active EE | $3,850 | $3,134+22.9% | $4,088-5.8% | $4,139-7.0% |
| Admin fee / account holder | $10,223 | $5,323+92.1% | $7,189+42.2% | $7,234+41.3% |