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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,997 | $156,398-80.2% | $147,318-79.0% | $138,895-77.7% |
| Participation rate | 54.5% | 83.8%-29.2pp | 82.1%-27.5pp | 79.9%-25.4pp |
| Annual return | 16.59% | 78.75%-62.2pp | 70.43%-53.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $2,123 | $4,853-56.2% | $4,593-53.8% | $4,194-49.4% |
| Participant deferral / active EE | $7,414 | $8,237-10.0% | $7,906-6.2% | $6,396+15.9% |
| Admin fee / account holder | $2,145 | $14,976-85.7% | $13,708-84.4% | $12,562-82.9% |