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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,301 | $117,895+78.4% | $102,460+105.3% | $145,897+44.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 38.77% | 31.92%+6.8pp | 29.47%+9.3pp | 552.29%-513.5pp |
| Employer contribution / active EE | $14,280 | $3,619+294.6% | $3,025+372.0% | $4,663+206.3% |
| Participant deferral / active EE | $24,646 | $5,736+329.6% | $5,056+387.4% | $6,689+268.4% |
| Admin fee / account holder | $2,149 | $13,353-83.9% | $9,460-77.3% | $13,390-83.9% |