Retirement plan

OPTIMIZELY 401(K) PROFIT SHARING PLAN & TRUST

Name: OPTIMIZELY NORTH AMERICA INC. - OPTIMIZELY 401(K) PROFIT SHARING PLAN & TRUST (2025) Form 5500
Creator: OPTIMIZELY NORTH AMERICA INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OPTIMIZELY 401(K) PROFIT SHARING PLAN & TRUST, OPTIMIZELY NORTH AMERICA INC.

OPTIMIZELY NORTH AMERICA INC.EIN 02-0497493Plan #001PY 2025

20 TRAFALGAR SQ UNIT 200 - NASHUA, NH 03063603-594-0249

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$91.6M

+22.8% from 2024

Total participants

949

-1.0% from 2024

Average account balance

$99,047

+23.0% from 2024

Annual return

22.02%

+3.42 pp from 2024

Benchmarks

See 163 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort163 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$91.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$99K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

925

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.98M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$243

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786	Loan Processing	$166,510
FIDUCIENT ADVISORS LLC4 years Service code 27 · EIN 36-4001764	Advisory (Plan)	$42,354
CARON & BLETZER, PLLC4 years Service code 10 · EIN 04-3499945	Accounting	$15,485

Plan features & details

Pension benefit codes2E2F2G2J3D3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$224K

$469 / participant

Recordkeeping$70K31.3%
Contract admin$3000.1%
Other / not subdivided$154K68.5%

% of EOY assets

0.245%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CARON & BLETZER, PLLC
Auditor EIN: 043499945
Audit fees: $15,485
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$99,047

$112,596-12.0%

$152,301-35.0%

$64,728+53.0%

Participation rate

95.0%

63.6%+31.4pp

82.4%+12.5pp

57.9%+37.1pp

Annual return

22.02%

23.76%-1.7pp

80.50%-58.5pp

49.38%-27.4pp

Employer contribution / active EE

$5,752

$3,716+54.8%

$4,624+24.4%

$2,243+156.5%

Participant deferral / active EE

$15,131

$6,075+149.1%

$8,004+89.0%

$2,729+454.4%

Admin fee / account holder

$243

$996-75.7%

$14,398-98.3%

$1,145-78.8%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL11+ years

Service code 37 · EIN 04-2647786

Loan Processing

$166,510

FIDUCIENT ADVISORS LLC4 years

Service code 27 · EIN 36-4001764

Advisory (Plan)

$42,354

CARON & BLETZER, PLLC4 years

Service code 10 · EIN 04-3499945

Accounting

$15,485

OPTIMIZELY 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OPTIMIZELY 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion