See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA1 year Filed as: NBT BANK NA DBA TPA EXPERTS Service code 17 2 EXECUTIVE PARK DRIVE, SUITE 100 · BEDFORD, ME 03110 | Pension Consulting | $14,154 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 | Recordkeeping | $12,787 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $5,575 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,037 | $54,193+20.0% | $93,606-30.5% | $77,643-16.2% |
| Participation rate | 66.8% | 63.9%+2.9pp | 68.7%-1.9pp | 70.6%-3.7pp |
| Annual return | 16.36% | 30.54%-14.2pp | 133.20%-116.8pp | 31.24%-14.9pp |
| Employer contribution / active EE | $2,470 | $1,168+111.5% | $2,420+2.1% | $2,726-9.4% |
| Participant deferral / active EE | $4,415 | $3,144+40.4% | $4,411+0.1% | $4,647-5.0% |
| Admin fee / account holder | $324 | $576-43.7% | $8,285-96.1% | $430-24.7% |