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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,919 | $213,785+159.1% | $185,441+198.7% | $155,188+256.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 11.01% | 19.97%-9.0pp | 20.16%-9.2pp | 148.84%-137.8pp |
| Employer contribution / active EE | $4,966 | $5,393-7.9% | $4,672+6.3% | $4,248+16.9% |
| Participant deferral / active EE | $11,825 | $6,864+72.3% | $6,152+92.2% | $6,531+81.1% |
| Admin fee / account holder | $10,062 | $21,134-52.4% | $17,890-43.8% | $14,480-30.5% |