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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,919 | $199,109+178.2% | $173,730+218.8% | $154,746+258.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 11.01% | 20.02%-9.0pp | 19.96%-8.9pp | 172.34%-161.3pp |
| Employer contribution / active EE | $4,966 | $5,311-6.5% | $4,577+8.5% | $4,379+13.4% |
| Participant deferral / active EE | $11,825 | $7,113+66.3% | $6,326+86.9% | $6,730+75.7% |
| Admin fee / account holder | $10,062 | $20,916-51.9% | $17,523-42.6% | $14,365-30.0% |