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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,926 | $160,070-59.4% | $147,117-55.9% | $145,897-55.5% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 12.84% | 98.69%-85.8pp | 420.54%-407.7pp | 552.29%-539.4pp |
| Employer contribution / active EE | $5,715 | $5,285+8.1% | $4,932+15.9% | $4,663+22.6% |
| Participant deferral / active EE | $11,173 | $8,419+32.7% | $8,065+38.5% | $6,689+67.0% |
| Admin fee / account holder | $886 | $15,035-94.1% | $12,993-93.2% | $13,390-93.4% |