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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,202 | $108,897+64.6% | $100,378+78.5% | $145,877+22.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.61% | 58.17%-43.6pp | 49.41%-34.8pp | 551.28%-536.7pp |
| Employer contribution / active EE | $3,193 | $4,420-27.8% | $3,942-19.0% | $4,663-31.5% |
| Participant deferral / active EE | $3,811 | $8,455-54.9% | $8,087-52.9% | $6,691-43.0% |
| Admin fee / account holder | $20,532 | $9,690+111.9% | $7,899+159.9% | $13,402+53.2% |