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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,811 | $125,237-33.9% | $105,608-21.6% | $145,877-43.2% |
| Participation rate | 85.7% | 77.7%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 11.29% | 225.76%-214.5pp | 116.50%-105.2pp | 551.28%-540.0pp |
| Employer contribution / active EE | $1,890 | $3,720-49.2% | $3,167-40.3% | $4,663-59.5% |
| Participant deferral / active EE | $19,213 | $5,711+236.4% | $5,010+283.5% | $6,691+187.2% |
| Admin fee / account holder | $8,881 | $17,287-48.6% | $11,028-19.5% | $13,402-33.7% |