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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,440 | $81,233+129.5% | $155,567+19.8% | $80,874+130.5% |
| Participation rate | 97.8% | 66.2%+31.6pp | 78.2%+19.6pp | 67.6%+30.2pp |
| Annual return | 10.05% | 33.33%-23.3pp | 64.74%-54.7pp | 35.62%-25.6pp |
| Employer contribution / active EE | $6,579 | $3,101+112.2% | $4,674+40.8% | $2,756+138.8% |
| Participant deferral / active EE | $5,886 | $3,452+70.5% | $5,628+4.6% | $4,297+37.0% |
| Admin fee / account holder | $5,770 | $7,998-27.9% | $15,916-63.8% | $6,935-16.8% |