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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,440 | $81,358+129.2% | $155,556+19.9% | $80,959+130.3% |
| Participation rate | 97.8% | 66.3%+31.6pp | 78.2%+19.6pp | 67.7%+30.2pp |
| Annual return | 10.05% | 33.39%-23.3pp | 64.84%-54.8pp | 35.67%-25.6pp |
| Employer contribution / active EE | $6,579 | $3,106+111.8% | $4,675+40.7% | $2,757+138.6% |
| Participant deferral / active EE | $5,886 | $3,455+70.4% | $5,631+4.5% | $4,300+36.9% |
| Admin fee / account holder | $5,770 | $7,994-27.8% | $15,885-63.7% | $6,925-16.7% |