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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,440 | $81,276+129.4% | $155,574+19.8% | $80,925+130.4% |
| Participation rate | 97.8% | 66.2%+31.6pp | 78.2%+19.6pp | 67.7%+30.2pp |
| Annual return | 10.05% | 33.36%-23.3pp | 64.87%-54.8pp | 35.65%-25.6pp |
| Employer contribution / active EE | $6,579 | $3,103+112.0% | $4,676+40.7% | $2,756+138.7% |
| Participant deferral / active EE | $5,886 | $3,453+70.5% | $5,629+4.6% | $4,299+36.9% |
| Admin fee / account holder | $5,770 | $7,993-27.8% | $15,914-63.7% | $6,940-16.9% |