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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,508 | $63,354+5.0% | $94,105-29.3% | $82,637-19.5% |
| Participation rate | 97.9% | 63.8%+34.1pp | 71.9%+26.0pp | 68.1%+29.9pp |
| Annual return | 17.36% | 34.36%-17.0pp | 204.55%-187.2pp | 53.51%-36.1pp |
| Employer contribution / active EE | $7,245 | $1,760+311.7% | $2,504+189.3% | $2,552+183.9% |
| Participant deferral / active EE | $6,584 | $2,873+129.1% | $3,881+69.6% | $4,126+59.6% |
| Admin fee / account holder | $5,124 | $5,073+1.0% | $6,199-17.3% | $7,339-30.2% |