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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,248 | $61,816-18.7% | $97,260-48.3% | $80,935-37.9% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.7%+32.3pp |
| Annual return | 13.00% | -558.73%+571.7pp | 75.54%-62.5pp | 35.66%-22.7pp |
| Employer contribution / active EE | $7,207 | $1,836+292.5% | $2,721+164.9% | $2,757+161.4% |
| Participant deferral / active EE | $6,273 | $3,027+107.3% | $4,262+47.2% | $4,299+45.9% |
| Admin fee / account holder | $3,685 | $5,166-28.7% | $5,640-34.7% | $6,924-46.8% |