Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,414 | $77,574-51.8% | $108,753-65.6% | $86,983-57.0% |
| Participation rate | 61.5% | 62.3%-0.8pp | 71.1%-9.5pp | 69.5%-8.0pp |
| Annual return | 6.49% | 18.42%-11.9pp | 37.47%-31.0pp | 25.83%-19.3pp |
| Employer contribution / active EE | $2,300 | $1,611+42.8% | $2,427-5.2% | $2,584-11.0% |
| Participant deferral / active EE | $3,912 | $3,128+25.1% | $4,115-4.9% | $4,194-6.7% |
| Admin fee / account holder | $10,437 | $6,529+59.9% | $10,320+1.1% | $7,856+32.9% |