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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,189 | $70,366+58.0% | $66,674+66.8% | $138,895-19.9% |
| Participation rate | 31.6% | 76.2%-44.6pp | 73.7%-42.1pp | 79.9%-48.3pp |
| Annual return | 13.82% | 386.41%-372.6pp | 321.24%-307.4pp | 145.39%-131.6pp |
| Employer contribution / active EE | $1,117 | $2,765-59.6% | $2,620-57.4% | $4,194-73.4% |
| Participant deferral / active EE | $1,793 | $4,374-59.0% | $4,084-56.1% | $6,396-72.0% |
| Admin fee / account holder | $10,681 | $5,262+103.0% | $5,098+109.5% | $12,562-15.0% |