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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,727 | $112,729+140.2% | $98,716+174.2% | $137,256+97.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 14.19% | 38.48%-24.3pp | 31.81%-17.6pp | 220.34%-206.2pp |
| Employer contribution / active EE | $8,395 | $2,725+208.1% | $2,279+268.4% | $4,156+102.0% |
| Participant deferral / active EE | $10,923 | $4,640+135.4% | $4,048+169.8% | $6,407+70.5% |
| Admin fee / account holder | $106,975 | $10,129+956.2% | $8,703+1129.2% | $12,270+771.8% |