Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,617 | $97,648-12.3% | $121,663-29.6% | $87,485-2.1% |
| Participation rate | 49.0% | 70.5%-21.5pp | 74.5%-25.5pp | 68.9%-19.9pp |
| Annual return | 15.56% | 18.03%-2.5pp | 147.54%-132.0pp | 26.06%-10.5pp |
| Employer contribution / active EE | $465 | $2,300-79.8% | $3,020-84.6% | $2,596-82.1% |
| Participant deferral / active EE | $2,548 | $3,923-35.1% | $4,887-47.9% | $4,274-40.4% |
| Admin fee / account holder | $444 | $11,100-96.0% | $14,289-96.9% | $7,775-94.3% |