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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,152 | $55,446-67.3% | $155,574-88.3% | $74,429-75.6% |
| Participation rate | 44.0% | 61.9%-17.9pp | 78.2%-34.2pp | 67.2%-23.2pp |
| Annual return | 15.80% | 269.20%-253.4pp | 64.87%-49.1pp | 1368.38%-1352.6pp |
| Employer contribution / active EE | $807 | $2,266-64.4% | $4,676-82.8% | $2,625-69.3% |
| Participant deferral / active EE | $1,283 | $2,836-54.8% | $5,629-77.2% | $4,348-70.5% |
| Admin fee / account holder | $7,550 | $1,743+333.1% | $15,914-52.6% | $1,944+288.3% |