Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,393 | $59,467-60.7% | $93,727-75.0% | $74,478-68.6% |
| Participation rate | 64.0% | 59.6%+4.4pp | 68.7%-4.7pp | 67.2%-3.2pp |
| Annual return | 13.04% | 82.14%-69.1pp | 133.83%-120.8pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $398 | $1,267-68.5% | $2,421-83.5% | $2,626-84.8% |
| Participant deferral / active EE | $1,262 | $3,052-58.6% | $4,417-71.4% | $4,350-71.0% |
| Admin fee / account holder | $2,880 | $3,028-4.9% | $8,292-65.3% | $1,946+48.0% |