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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,337 | $87,546-73.3% | $75,784-69.2% | $125,389-81.4% |
| Participation rate | 94.7% | 80.2%+14.6pp | 75.8%+18.9pp | 83.2%+11.5pp |
| Annual return | -5.39% | 13.49%-18.9pp | 9.68%-15.1pp | 282.24%-287.6pp |
| Employer contribution / active EE | $3,252 | $3,930-17.3% | $3,323-2.2% | $4,866-33.2% |
| Participant deferral / active EE | $1,324 | $4,230-68.7% | $3,652-63.7% | $5,352-75.3% |
| Admin fee / account holder | $2,373 | $6,503-63.5% | $5,300-55.2% | $9,541-75.1% |