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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,295 | $108,942-69.4% | $100,415-66.8% | $145,897-77.2% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.9pp | 80.3%-13.6pp |
| Annual return | 14.68% | 58.27%-43.6pp | 49.47%-34.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $786 | $4,422-82.2% | $3,943-80.1% | $4,663-83.1% |
| Participant deferral / active EE | $3,315 | $8,461-60.8% | $8,091-59.0% | $6,689-50.4% |
| Admin fee / account holder | $84 | $9,702-99.1% | $7,906-98.9% | $13,390-99.4% |