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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,335 | $29,667-88.8% | $56,441-94.1% | $80,874-95.9% |
| Participation rate | 23.2% | 41.7%-18.5pp | 52.5%-29.3pp | 67.6%-44.4pp |
| Annual return | 17.75% | 35.22%-17.5pp | 1704.21%-1686.5pp | 35.62%-17.9pp |
| Employer contribution / active EE | $0 | $669-100.0% | $1,039-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $406 | $1,227-66.9% | $1,953-79.2% | $4,297-90.6% |
| Admin fee / account holder | $0 | $2,429-100.0% | $2,829-100.0% | $6,935-100.0% |