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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,383 | $227,399-52.3% | $189,758-42.9% | $198,609-45.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 13.81% | 61.03%-47.2pp | 52.62%-38.8pp | 202.70%-188.9pp |
| Employer contribution / active EE | $3,068 | $5,526-44.5% | $4,767-35.6% | $5,055-39.3% |
| Participant deferral / active EE | $4,800 | $6,837-29.8% | $5,856-18.0% | $6,977-31.2% |
| Admin fee / account holder | $2,774 | $25,162-89.0% | $20,388-86.4% | $19,030-85.4% |