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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,082 | $88,672-42.4% | $105,223-51.5% | $82,448-38.0% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 16.41% | 30.86%-14.4pp | 180.65%-164.2pp | 41.64%-25.2pp |
| Employer contribution / active EE | $2,575 | $3,048-15.5% | $3,689-30.2% | $2,551+1.0% |
| Participant deferral / active EE | $6,041 | $4,036+49.7% | $5,072+19.1% | $4,139+45.9% |
| Admin fee / account holder | $2,365 | $7,146-66.9% | $8,859-73.3% | $7,234-67.3% |