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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,152 | $154,228+79.7% | $145,433+90.6% | $137,256+101.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.13% | 74.59%-55.5pp | 66.58%-47.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $1,179 | $4,804-75.5% | $4,554-74.1% | $4,156-71.6% |
| Participant deferral / active EE | $2,897 | $8,216-64.7% | $7,897-63.3% | $6,407-54.8% |
| Admin fee / account holder | $736 | $14,344-94.9% | $13,129-94.4% | $12,270-94.0% |