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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,268 | $199,109-56.2% | $173,730-49.8% | $154,746-43.6% |
| Participation rate | 60.0% | 82.8%-22.8pp | 79.6%-19.6pp | 80.7%-20.7pp |
| Annual return | 14.75% | 20.02%-5.3pp | 19.96%-5.2pp | 172.34%-157.6pp |
| Employer contribution / active EE | $2,609 | $5,311-50.9% | $4,577-43.0% | $4,379-40.4% |
| Participant deferral / active EE | $5,971 | $7,113-16.1% | $6,326-5.6% | $6,730-11.3% |
| Admin fee / account holder | $27,319 | $20,916+30.6% | $17,523+55.9% | $14,365+90.2% |