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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,479 | $114,119+206.2% | $107,187+226.0% | $138,895+151.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.91% | 273.21%-257.3pp | 204.55%-188.6pp | 145.39%-129.5pp |
| Employer contribution / active EE | $4,089 | $4,059+0.7% | $3,782+8.1% | $4,194-2.5% |
| Participant deferral / active EE | $12,037 | $5,538+117.4% | $5,096+136.2% | $6,396+88.2% |
| Admin fee / account holder | $786 | $10,024-92.2% | $9,162-91.4% | $12,562-93.7% |