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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,135 | $111,878+4.7% | $93,727+25.0% | $145,897-19.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 19.03% | 204.28%-185.2pp | 133.83%-114.8pp | 552.29%-533.3pp |
| Employer contribution / active EE | $4,090 | $3,092+32.3% | $2,421+68.9% | $4,663-12.3% |
| Participant deferral / active EE | $3,442 | $4,920-30.1% | $4,417-22.1% | $6,689-48.6% |
| Admin fee / account holder | $20,947 | $10,256+104.2% | $8,292+152.6% | $13,390+56.4% |