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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,409 | $112,729+45.8% | $98,716+66.5% | $137,256+19.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 11.96% | 38.48%-26.5pp | 31.81%-19.8pp | 220.34%-208.4pp |
| Employer contribution / active EE | $2,713 | $2,725-0.4% | $2,279+19.1% | $4,156-34.7% |
| Participant deferral / active EE | $4,849 | $4,640+4.5% | $4,048+19.8% | $6,407-24.3% |
| Admin fee / account holder | $5,745 | $10,129-43.3% | $8,703-34.0% | $12,270-53.2% |