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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,035 | $67,823-24.8% | $52,425-2.7% | $137,256-62.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 13.42% | 219.11%-205.7pp | 302.12%-288.7pp | 220.34%-206.9pp |
| Employer contribution / active EE | $7,807 | $1,163+571.3% | $914+753.9% | $4,156+87.8% |
| Participant deferral / active EE | $6,750 | $2,288+195.0% | $1,790+277.0% | $6,407+5.4% |
| Admin fee / account holder | $24,319 | $2,844+755.1% | $2,495+874.8% | $12,270+98.2% |