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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,284 | $154,228+131.7% | $145,433+145.7% | $137,256+160.3% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 19.60% | 74.59%-55.0pp | 66.58%-47.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $8,288 | $4,804+72.5% | $4,554+82.0% | $4,156+99.4% |
| Participant deferral / active EE | $15,192 | $8,216+84.9% | $7,897+92.4% | $6,407+137.1% |
| Admin fee / account holder | $28,555 | $14,344+99.1% | $13,129+117.5% | $12,270+132.7% |