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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,307 | $172,111-12.7% | $150,2980% | $137,256+9.5% |
| Participation rate | 84.2% | 81.7%+2.5pp | 77.8%+6.5pp | 80.0%+4.3pp |
| Annual return | 14.91% | 69.37%-54.5pp | 62.79%-47.9pp | 220.34%-205.4pp |
| Employer contribution / active EE | $9,834 | $4,636+112.1% | $4,154+136.7% | $4,156+136.6% |
| Participant deferral / active EE | $7,168 | $6,166+16.3% | $5,453+31.5% | $6,407+11.9% |
| Admin fee / account holder | $1,901 | $16,471-88.5% | $14,116-86.5% | $12,270-84.5% |