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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,846 | $172,111-92.5% | $150,298-91.5% | $137,256-90.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 4.33% | 69.37%-65.0pp | 62.79%-58.5pp | 220.34%-216.0pp |
| Employer contribution / active EE | $1,066 | $4,636-77.0% | $4,154-74.3% | $4,156-74.4% |
| Participant deferral / active EE | $1,860 | $6,166-69.8% | $5,453-65.9% | $6,407-71.0% |
| Admin fee / account holder | $9,847 | $16,471-40.2% | $14,116-30.2% | $12,270-19.8% |