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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,738 | $183,592-77.8% | $155,574-73.8% | $145,877-72.1% |
| Participation rate | 56.3% | 82.7%-26.4pp | 78.2%-22.0pp | 80.3%-24.1pp |
| Annual return | 26.90% | 61.37%-34.5pp | 64.87%-38.0pp | 551.28%-524.4pp |
| Employer contribution / active EE | $2,045 | $5,317-61.5% | $4,676-56.3% | $4,663-56.1% |
| Participant deferral / active EE | $4,981 | $6,466-23.0% | $5,629-11.5% | $6,691-25.6% |
| Admin fee / account holder | $531 | $19,316-97.3% | $15,914-96.7% | $13,402-96.0% |