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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,612 | $76,407-71.7% | $150,298-85.6% | $82,448-73.8% |
| Participation rate | 40.4% | 66.4%-26.0pp | 77.8%-37.3pp | 68.1%-27.6pp |
| Annual return | 14.92% | 39.99%-25.1pp | 62.79%-47.9pp | 41.64%-26.7pp |
| Employer contribution / active EE | $779 | $2,614-70.2% | $4,154-81.2% | $2,551-69.5% |
| Participant deferral / active EE | $1,626 | $3,214-49.4% | $5,453-70.2% | $4,139-60.7% |
| Admin fee / account holder | $2,727 | $6,352-57.1% | $14,116-80.7% | $7,234-62.3% |