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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,903 | $75,935-1.4% | $60,547+23.7% | $125,389-40.3% |
| Participation rate | 57.1% | 76.5%-19.4pp | 68.0%-10.8pp | 83.2%-26.0pp |
| Annual return | -2.92% | -5.38%+2.5pp | 335.64%-338.6pp | 282.24%-285.2pp |
| Employer contribution / active EE | $1,119 | $3,438-67.4% | $2,419-53.7% | $4,866-77.0% |
| Participant deferral / active EE | $3,078 | $4,506-31.7% | $3,328-7.5% | $5,352-42.5% |
| Admin fee / account holder | $2,103 | $6,768-68.9% | $4,536-53.6% | $9,541-78.0% |