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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,902 | $172,111+199.8% | $150,298+243.3% | $137,256+275.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.48% | 69.37%-55.9pp | 62.79%-49.3pp | 220.34%-206.9pp |
| Employer contribution / active EE | $18,132 | $4,636+291.1% | $4,154+336.5% | $4,156+336.3% |
| Participant deferral / active EE | $16,600 | $6,166+169.2% | $5,453+204.4% | $6,407+159.1% |
| Admin fee / account holder | $24,005 | $16,471+45.7% | $14,116+70.1% | $12,270+95.6% |