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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,524 | $102,422-1.9% | $147,117-31.7% | $80,959+24.2% |
| Participation rate | 98.2% | 75.9%+22.3pp | 82.2%+16.0pp | 67.7%+30.5pp |
| Annual return | 10.86% | 135.16%-124.3pp | 420.54%-409.7pp | 35.67%-24.8pp |
| Employer contribution / active EE | $2,635 | $3,717-29.1% | $4,932-46.6% | $2,757-4.4% |
| Participant deferral / active EE | $4,858 | $6,652-27.0% | $8,065-39.8% | $4,300+13.0% |
| Admin fee / account holder | $16,256 | $7,953+104.4% | $12,993+25.1% | $6,925+134.7% |