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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,482 | $108,942-16.0% | $100,415-8.9% | $145,897-37.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.39% | 58.27%-48.9pp | 49.47%-40.1pp | 552.29%-542.9pp |
| Employer contribution / active EE | $5,893 | $4,422+33.3% | $3,943+49.5% | $4,663+26.4% |
| Participant deferral / active EE | $15,555 | $8,461+83.8% | $8,091+92.2% | $6,689+132.5% |
| Admin fee / account holder | $697 | $9,702-92.8% | $7,906-91.2% | $13,390-94.8% |