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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,482 | $108,897-16.0% | $100,378-8.9% | $145,877-37.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.39% | 58.17%-48.8pp | 49.41%-40.0pp | 551.28%-541.9pp |
| Employer contribution / active EE | $5,893 | $4,420+33.3% | $3,942+49.5% | $4,663+26.4% |
| Participant deferral / active EE | $15,555 | $8,455+84.0% | $8,087+92.3% | $6,691+132.5% |
| Admin fee / account holder | $697 | $9,690-92.8% | $7,899-91.2% | $13,402-94.8% |