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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,394 | $107,666-77.3% | $102,184-76.1% | $154,746-84.2% |
| Participation rate | 61.5% | 83.7%-22.2pp | 82.6%-21.1pp | 80.7%-19.2pp |
| Annual return | 17.68% | 29.33%-11.6pp | 31.58%-13.9pp | 172.34%-154.7pp |
| Employer contribution / active EE | $1,427 | $3,846-62.9% | $3,594-60.3% | $4,379-67.4% |
| Participant deferral / active EE | $10,740 | $8,719+23.2% | $8,309+29.3% | $6,730+59.6% |
| Admin fee / account holder | $20,625 | $12,943+59.3% | $11,609+77.7% | $14,365+43.6% |