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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,394 | $100,970-75.8% | $96,576-74.7% | $137,256-82.2% |
| Participation rate | 61.5% | 82.6%-21.1pp | 81.4%-19.9pp | 80.0%-18.4pp |
| Annual return | 17.68% | 38.16%-20.5pp | 38.47%-20.8pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,427 | $3,809-62.5% | $3,553-59.8% | $4,156-65.7% |
| Participant deferral / active EE | $10,740 | $8,286+29.6% | $7,956+35.0% | $6,407+67.6% |
| Admin fee / account holder | $20,625 | $11,312+82.3% | $11,381+81.2% | $12,270+68.1% |