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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,223 | $36,140-80.0% | $73,658-90.2% | $64,340-88.8% |
| Participation rate | 17.1% | 31.0%-13.9pp | 57.0%-39.9pp | 55.2%-38.1pp |
| Annual return | 21.14% | 21.48%-0.3pp | 29.72%-8.6pp | 24.14%-3.0pp |
| Employer contribution / active EE | $253 | $443-42.8% | $1,032-75.5% | $1,862-86.4% |
| Participant deferral / active EE | $467 | $1,023-54.3% | $2,062-77.3% | $2,980-84.3% |
| Admin fee / account holder | $1,161 | $2,513-53.8% | $3,357-65.4% | $3,703-68.6% |