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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,997 | $160,070-6.3% | $147,117+2.0% | $145,897+2.8% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 14.43% | 98.69%-84.3pp | 420.54%-406.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,249 | $5,285-57.4% | $4,932-54.4% | $4,663-51.8% |
| Participant deferral / active EE | $5,502 | $8,419-34.6% | $8,065-31.8% | $6,689-17.7% |
| Admin fee / account holder | $30,564 | $15,035+103.3% | $12,993+135.2% | $13,390+128.3% |