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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,997 | $159,934-6.2% | $147,005+2.0% | $145,959+2.8% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.1pp |
| Annual return | 14.43% | 98.24%-83.8pp | 418.76%-404.3pp | 561.95%-547.5pp |
| Employer contribution / active EE | $2,249 | $5,287-57.5% | $4,934-54.4% | $4,661-51.7% |
| Participant deferral / active EE | $5,502 | $8,427-34.7% | $8,070-31.8% | $6,689-17.7% |
| Admin fee / account holder | $30,564 | $15,053+103.0% | $13,006+135.0% | $13,398+128.1% |