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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,971 | $124,425-83.1% | $112,040-81.3% | $137,256-84.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.11% | 24.72%-8.6pp | 24.52%-8.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,681 | $3,411-21.4% | $2,954-9.2% | $4,156-35.5% |
| Participant deferral / active EE | $2,193 | $5,718-61.7% | $5,098-57.0% | $6,407-65.8% |
| Admin fee / account holder | $5,174 | $15,207-66.0% | $12,098-57.2% | $12,270-57.8% |