Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,745 | $72,177-82.3% | $115,038-88.9% | $59,633-78.6% |
| Participation rate | 32.9% | 72.6%-39.6pp | 81.4%-48.5pp | 68.7%-35.8pp |
| Annual return | -8.65% | 12.02%-20.7pp | 26.14%-34.8pp | 2041.45%-2050.1pp |
| Employer contribution / active EE | $1,473 | $2,841-48.1% | $4,608-68.0% | $2,203-33.1% |
| Participant deferral / active EE | $1,682 | $4,783-64.8% | $6,026-72.1% | $3,192-47.3% |
| Admin fee / account holder | $1,381 | $4,927-72.0% | $8,175-83.1% | $4,297-67.9% |