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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,669 | $99,875+164.0% | $146,866+79.5% | $86,983+203.1% |
| Participation rate | 76.7% | 75.8%+0.9pp | 82.5%-5.8pp | 69.5%+7.1pp |
| Annual return | 16.79% | 28.10%-11.3pp | 102.85%-86.1pp | 25.83%-9.0pp |
| Employer contribution / active EE | $5,122 | $3,224+58.9% | $4,425+15.8% | $2,584+98.2% |
| Participant deferral / active EE | $14,471 | $6,322+128.9% | $7,759+86.5% | $4,194+245.1% |
| Admin fee / account holder | $41,970 | $7,838+435.5% | $13,620+208.1% | $7,856+434.2% |