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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,137 | $86,949-56.1% | $102,460-62.8% | $80,959-52.9% |
| Participation rate | 95.5% | 72.4%+23.1pp | 76.5%+19.0pp | 67.7%+27.9pp |
| Annual return | -38.53% | 18.89%-57.4pp | 29.47%-68.0pp | 35.67%-74.2pp |
| Employer contribution / active EE | $3,180 | $2,370+34.2% | $3,025+5.1% | $2,757+15.4% |
| Participant deferral / active EE | $3,781 | $4,121-8.3% | $5,056-25.2% | $4,300-12.1% |
| Admin fee / account holder | $3,774 | $8,048-53.1% | $9,460-60.1% | $6,925-45.5% |