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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,258 | $102,422+42.8% | $147,117-0.6% | $80,959+80.7% |
| Participation rate | 93.9% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 9.60% | 135.16%-125.6pp | 420.54%-410.9pp | 35.67%-26.1pp |
| Employer contribution / active EE | $4,640 | $3,717+24.8% | $4,932-5.9% | $2,757+68.3% |
| Participant deferral / active EE | $4,337 | $6,652-34.8% | $8,065-46.2% | $4,300+0.9% |
| Admin fee / account holder | $5,559 | $7,953-30.1% | $12,993-57.2% | $6,925-19.7% |