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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,011 | $71,230+194.8% | $93,727+124.1% | $80,959+159.4% |
| Participation rate | 64.5% | 60.4%+4.1pp | 68.7%-4.2pp | 67.7%-3.2pp |
| Annual return | 12.87% | 11.26%+1.6pp | 133.83%-121.0pp | 35.67%-22.8pp |
| Employer contribution / active EE | $1,221 | $1,565-22.0% | $2,421-49.6% | $2,757-55.7% |
| Participant deferral / active EE | $3,980 | $4,037-1.4% | $4,417-9.9% | $4,300-7.4% |
| Admin fee / account holder | $1,299 | $6,961-81.3% | $8,292-84.3% | $6,925-81.2% |