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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,637 | $162,136-41.6% | $152,301-37.9% | $154,746-38.8% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 18.04% | 91.02%-73.0pp | 80.50%-62.5pp | 172.34%-154.3pp |
| Employer contribution / active EE | $2,191 | $4,890-55.2% | $4,624-52.6% | $4,379-50.0% |
| Participant deferral / active EE | $5,726 | $8,341-31.3% | $8,004-28.5% | $6,730-14.9% |
| Admin fee / account holder | $370 | $15,759-97.7% | $14,398-97.4% | $14,365-97.4% |