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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,858 | $107,421+11.6% | $182,262-34.2% | $94,015+27.5% |
| Participation rate | 93.9% | 77.8%+16.2pp | 84.2%+9.7pp | 70.8%+23.1pp |
| Annual return | 17.81% | 21.32%-3.5pp | 140.60%-122.8pp | 17.84%0pp |
| Employer contribution / active EE | $5,377 | $3,448+56.0% | $5,046+6.6% | $2,790+92.7% |
| Participant deferral / active EE | $8,091 | $6,558+23.4% | $8,276-2.2% | $4,249+90.4% |
| Admin fee / account holder | $5,041 | $8,692-42.0% | $16,712-69.8% | $8,951-43.7% |