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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,878 | $111,814+13.5% | $103,374+22.7% | $145,959-13.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.76% | 24.77%-15.0pp | 24.89%-15.1pp | 561.95%-552.2pp |
| Employer contribution / active EE | $2,078 | $4,214-50.7% | $3,869-46.3% | $4,661-55.4% |
| Participant deferral / active EE | $10,114 | $5,618+80.0% | $5,058+100.0% | $6,689+51.2% |
| Admin fee / account holder | $898 | $9,754-90.8% | $8,394-89.3% | $13,398-93.3% |